<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
        http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">
  
  <!-- Calculator Hub / Landing Page -->
  <url>
    <loc>https://tools.trueamericanlending.com/</loc>
    <lastmod>2025-01-29</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  
  <!-- VA vs FHA Loan Comparison Calculator -->
  <url>
    <loc>https://tools.trueamericanlending.com/loan-comparison</loc>
    <lastmod>2025-01-29</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <!-- Affordability Calculator -->
  <url>
    <loc>https://tools.trueamericanlending.com/affordability-calculator</loc>
    <lastmod>2025-01-29</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <!-- VA Eligibility Checker -->
  <url>
    <loc>https://tools.trueamericanlending.com/va-eligibility</loc>
    <lastmod>2025-01-29</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Home Search -->
  <url>
    <loc>https://tools.trueamericanlending.com/home-search</loc>
    <lastmod>2025-01-29</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Lead Form -->
  <url>
    <loc>https://tools.trueamericanlending.com/lead-form</loc>
    <lastmod>2025-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Thank You Page -->
  <url>
    <loc>https://tools.trueamericanlending.com/thank-you</loc>
    <lastmod>2025-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>

</urlset>
